Bankruptcy permits you to clean up a bad financial situation by allowing you to start over with a clean financial slate. Creditors will stop harassing you. This is achieved because the law allows you to get rid of your debts and be able to keep your personal property which qualifies for an exemption. I will solely handle your matter from beginning to end. I will walk with you every step of the way. You will never feel alone or bullied. With my help, you will be able to relinquish all debt and still keep your home and car.
There are two types of personal bankruptcies, Chapter 7 and Chapter 13. The difference between the two is that a Chapter 7 Bankruptcy is a full liquidation of assets to pay creditors. However, you keep your personal property that qualifies for an exemption such as your home or car. In a Chapter 13, a plan is created with you to pay a portion of your debts (or all debts) and to re-organize your finances to help you build a better future. As in a Chapter 7, you still keep your personal property that qualifies for an exemption in Chapter.
If you are considering a personal bankruptcy, I will give you the personal commitment to help you with guidance and an open ear. Call Today to discuss if bankruptcy is right for you. I do not charge a fee unless you sign a retainer.